Bajaj Allianz Life Insurance- Overview

Bajaj Allianz – a joint undertaking among Bajaj, India and the financial European services company Allianz Se, offers a diverse range of life insurance products in India. Life insurance provides for a financial backbone to fulfill the needs of your family in your absence.

Bajaj Allianz life insurance provides customized solutions to meet any of your requirements.

Key Highlights of Bajaj Allianz Life Insurance

Bajaj Allianz Life Insurance – Plans

Bajaj Allianz Life Insurance Plans are devised to suit varied needs and requirements of every individual, looking to secure their future with optimal financial protection

1. Term Insurance Plans

Term insurance products provided by Bajaj Allianz life insurance are aimed to protect your dependents from financial mishaps in the event of your sudden demise. Affordable plans offering coverage for a specified term, choose from a range of Bajaj Allianz term insurance plans:

• Bajaj Allianz Life eTouch online – Regular premium payment, health cover plan and pure term that provides for coverage for a specified term with benefit on accidental death, disability and critical illness. There are 4 variants according to which the coverage will diffet.
• Bajaj Allianz iSecure – Level cover assurance term plan that protects the future of your family by offering you a level term cover at high sum assured and affordable costs
• Bajaj Allianz iSecure More – Increasing cover assurance term plan that maximizes your protection in order to meet your family’s growing financial needs

2. Savings Solution Plans

Bajaj Allianz life insurance provides traditional life insurance plans that offer the dual benefit of insurance as well as savings.

• Save Assure – A traditional life insurance policy the secures you and your family with a guaranteed returns of 115%
• Guarantee Assure – A non-linked endowment plan with a limited premium payment term, with guaranteed addition of up to 63% of sum assured on maturtity
• Cash Assure – A Bajaj Allianz life insurance policy that provides money backs at regular intervals to meet your interim financial needs with guaranteed returns of 150% of sum assured

3. Investment Solutions Plan

These are non-linked endowment plans and ULIPs that provide attractive returns whilst also protecting your family for their future in the event of your unfortunate death.

• Elite Assure – Traditional savings plan that guarantees up to 315% of maturity profit as constancy totaling along with additional riders
• Fortune Gain – Unit-linked single premium plan that lets you choose from 7 funds to increase your returns, along with the flexibility to decrease sum assured and switch investment options
• Invest Assure – A non-linked endowment plan with limited premium payment term that has an option to choose from 1.25x to 2x of Sum assured as life cover

4. Retirement Solutions

Bajaj Allianze life insurance has retirement plans that will ensure a continuous flow of income during your retirement

• Retire Rich – Unit-linked pension plan with guaranteed vesting benefit and death benefit with the flexibility to top-up premium
• Pension Guarantee – An effective pension plan that comes with annuity options that you can choose from to ensure a steady flow of income during retirement

Overview of Bajaj Allianz Life Insurance

Outlined below are the prominent plans of Bajaj Allianz. Select from a diverse range of life insurance plans as per your requirements.